Terms of Use for S. Phaneuf Associates Website

1. Acceptance of Terms

By accessing and using the website of S. Phaneuf Associates ("we," "us," "our"), you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.

2. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Any changes will be effective immediately upon posting on our website. Your continued use of the website after any changes signifies your acceptance of the new terms.

3. Use of the Website

• Eligibility: You must be at least 18 years old to use our website.
• Account Responsibilities: If you create an account, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
• Prohibited Activities: You agree not to use the website for any unlawful purpose or in any way that could harm us or any third party.

4. Intellectual Property

All content on our website, including text, graphics, logos, and images, is the property of S. Phaneuf Associates or its content suppliers and is protected by copyright and other intellectual property laws. You may not use, reproduce, or distribute any content without our prior written permission.

5. User-Generated Content

If you submit any content to our website, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and distribute such content in any media. You represent and warrant that you have the right to grant this license and that your content does not violate any third-party rights.

6. Disclaimers and Limitation of Liability

• Disclaimer of Warranties: Our website is provided "as is" and "as available" without any warranties of any kind, either express or implied.
• Limitation of Liability: In no event shall S. Phaneuf Associates be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website.

7. Indemnification

You agree to indemnify and hold harmless S. Phaneuf Associates, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, and expenses arising out of your use of the website or your violation of these Terms of Use.

8. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Massachusetts, without regard to its conflict of law principles.

9. Contact Information

If you have any questions about these Terms of Use, please contact us:

• By email: info@phaneufassociates.com
• By visiting this page on our website: https://sphaneufassociates.com/contact-us
• By phone number: 978-669-4919